Privacy Policy
To the Customers of Patriot Bank - Insurance
- Realty
Patriot Bank and its divisions: Patriot
Insurance, Patriot Realty and Patriot Investments value
you as a customer and respect your right to privacy. We recognize
that you use our services and trust that we will stand behind our
promises. In turn, we pledge our commitment to treating your information
responsibly. Patriot Bank, Patriot Insurance, Patriot Realty
and Patriot Investments have established the following policy
to assure you that we are committed to protecting your privacy.
Your Right to Financial Privacy
You have the right to know the privacy policies and practices of
the financial institutions you deal with in respect to information
sharing with both affiliates and nonaffiliated third parties. This
notice describes our privacy policy and practices.
Definitions
We will use certain terms in this notice that are defined as the
following:
- We, our and us. This will always mean Patriot Bank, Patriot
Insurance, Patriot Realty and Patriot Investment Center.
- You and Your. This means our customers with whom we have a continuing
relationship through one or more accounts, and also consumers who
may use a service we provide (such as an ATM) without any real account
relationship or someone who may have applied for a loan or insurance
policy but was declined.
- Publicly available information. Information that is lawfully available
to the general public from official public records (such as real
estate records or security filings), information from widely distributed
media (such as telephone books, television, radio or newspaper) or
information that is required to be disclosed to the general public
by Federal, State or Local law (such as securities filings).
- Nonpublic personal information. Personally identifiable financial
information that is not available from public sources (as described
above).
- Affiliate. Any company under common control with another company.
- Nonaffiliated third party. Any person(s) or corporate entity that
is not an affiliate or is not a joint employee of a financial institution
and a third party.
- Consumer reporting agency. A person or business that makes a
practice of collecting and evaluating consumer credit information
for the
purpose of furnishing consumer reports to third parties.
Privacy Notice
Categories of information we collect.
We collect nonpublic personal information about you from the following
sources;
Information we receive from you on applications and other forms;
Information about your transactions with us, our affiliates or others;
Information we receive from a consumer reporting agency.
Categories of Information We May Disclose About You
We do not disclose any nonpublic personal information about our customers
or former customers, except as permitted by law.
Confidentiality and Security
We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide products
or services to you.
We maintain physical, electronic and procedural safeguards that comply
with federal standards to guard your nonpublic personal information.
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