* Securities offered through IBA Securities,
a division of Broker Dealer Financial Services Corp., member NASD/SIPC.
Securities and insurance products are not FDIC insured nor are they
deposits or obligations of, or guaranteed by Patriot Bank, Broker
Dealer Financial Services Corp. or any other federal government agency.
The purchase of such products involves risk including the possible
loss of principal. Securities may not be suitable for all investors.